6 Jan 2026
HANG SENG BANK LTD v. CHAN WAH KUNG AND ANOTHER
- Citation
- [2026] HKCFI 135
- Court
- Court of First Instance
- Case number
- HCMP166/2020
The Bank proved a prima facie entitlement to judgment for the outstanding principal and default interest under the three secured loans; Mr Chan failed to raise any real or bona fide defence because his national security claim did not identify any applicable provision of the SNSO and is irrelevant to private loan enforcement, his employment dispute and non-payment by a third party are irrelevant, and his allegations of misrepresentation and being misled were unparticularised and contradicted by signed facility letters and confirmations. The Bank properly abandoned unlawful late charges and int…