4 Aug 2010
HANG SENG BANK LTD v. LEUNG SHUI CHUNG AND ANOTHER
- Citation
- HANG SENG BANK LTD v. LEUNG SHUI CHUNG AND ANOTHER
- Court
- Court of Appeal
- Case number
- CACV43/2010
Appeal dismissed: summary judgment was correctly entered because the mortgage and accompanying warnings and acknowledgements plainly disclosed the mortgagor’s liabilities, the mortgagor declined independent advice and could have obtained facility or financial information but did not; the bank’s duty required reasonable steps not guaranteed comprehension, and no implied term could contradict the express terms of the mortgage.