30 Nov 1984
LOO KAM BU t/a HUNG HING CHEUNG MACHINERY FACTORY (a firm) v. SUN HUNG KAI INSURANCE CO LTD
- Citation
- LOO KAM BU t/a HUNG HING CHEUNG MACHINERY FACTORY (a firm) v. SUN HUNG KAI INSURANCE CO LTD
- Court
- District Court
- Case number
- DCCJ7514/1984
The court held that the insurer waived its right to rely on late notification by accepting the written notice on 21 April 1983 and delaying any repudiation; the April 13 endorsement was administrative/retrospective and did not create a fresh contract enabling avoidance for non-disclosure of the prior accident; breach of eye‑protection regulations was not established or did not alter the insurer's risk; accordingly the plaintiff was entitled to indemnity subject to any premium adjustment under Clause 8.