18 Dec 1997
BRUCE PORTER BARON v. HARTFORD FIRE INSURANCE CO AND OTHERS
- Citation
- BRUCE PORTER BARON v. HARTFORD FIRE INSURANCE CO AND OTHERS
- Court
- Court of First Instance
- Case number
- HCA9031/1993
The judge held that the insurance policy claim failed because the policy was void ab initio for material non-disclosure of the insured's medical history; however the broker (2nd/3rd Defendants) breached a duty of care by misleading and concealing material facts and by failing to inform the plaintiff that the policy was paid up and might cover murder. The broker was the agent of the insured, not of the insurers. Although liability for breach of duty was established against the broker, the plaintiff could not prove on the balance of probabilities that he suffered quantifiable loss recoverable f…