Hong Kong Case Law: Decisions & Judgments | LexChat

Hong Kong Case Law

Policy excess

  • 10 Aug 2021

    TINFORD TEXTILES LTD v. LI WING CHEONG

    Citation
    [2021] HKDC 956
    Court
    District Court
    Case number
    DCCJ3170/2020

    Expert and documentary evidence established the quantum of repair costs at $134,474; insurer payment of $113,387 and insured's payment of $11,000 excess were accepted; survey fee $700 allowed; plaintiff entitled to full repair-related compensation totaling $125,087; pre-judgment interest awarded at HSBC best lending rate from 24 June 2020 to assessment and post-judgment interest at judgment rate; costs reduced on assessment to $45,000 as gross claim was excessive and work disproportionate to complexity.

  • 27 Jan 2021

    KO TAK FAT v. WONG KA FAI

    Citation
    [2021] HKDC 83
    Court
    District Court
    Case number
    DCCJ3025/2019

    Expert evidence from the motor surveyor was accepted; repair costs assessed at $200,362.24 and survey fee $700 allowed in full; plaintiff entitled to compensation for policy excess as paid; due to substantial and unjustified delay by the plaintiff, the court disallowed pre-judgment interest for a period of 3.5 years (14 June 2013 to 13 December 2016) and awarded interest thereafter at HSBC best lending rate until assessment and judgment rate thereafter; plaintiff's claimed costs were disproportionate and summarily assessed at $57,000 payable forthwith.

  • 14 Oct 2020

    MAN WAI CHUNG GARY v. KONG YUM KIT

    Citation
    [2020] HKDC 923
    Court
    District Court
    Case number
    DCCJ3910/2019

    Expert adjustor evidence was accepted as credible and persuasive; plaintiff awarded full repair costs of $75,639.50, survey fee $700 and travel expenses $4,000 on the evidence; plaintiff awarded pre-judgment interest at 1% above HSBC best lending rate from 25 July 2019 to date of assessment and post-judgment interest at the judgment rate; plaintiff's costs summarily assessed at $40,000; final judgment entered for $80,339.50 plus ordered interests and costs.