30 May 2025
NG YAU SING AND OTHERS v. FALCON INSURANCE COMPANY (HONG KONG) LTD AND ANOTHER
- Citation
- [2025] HKCFI 2343
- Court
- Court of First Instance
- Case number
- HCA135/2022
The plaintiffs' claim was bound to fail because they could not satisfy the Policy definition of ‘Humane Destruction’ (no evidence of an excessively painful disease or injury, no certificate from a veterinary surgeon appointed by the insurer and no certificate that immediate destruction was imperative); the new materials disclosed in December 2022 (Schiff report and related materials) were not material to the plaintiffs' ability to make the claim or to their decision to accept the sanctioned payment; although defendants withheld those materials until exchange of witness statements, that withho…