Hong Kong Case Law: Decisions & Judgments | LexChat

Hong Kong Case Law

Security in respect of the debt
  • 15 Mar 2001

    LAI YUK SHAU v. DAO HENG BANK LTD.

    Citation
    LAI YUK SHAU v. DAO HENG BANK LTD.
    Court
    Court of First Instance
    Case number
    HCSD39/2000

    Mortgages provided by third parties do not constitute 'security in respect of the debt' under r.44(5) when read with the definition of 'secured creditor' in s.2 of the Bankruptcy Ordinance; the statutory demand complied with r.44(4) since the interest calculated to 4 October 2000 was due at the date of the demand and the form may be varied; the court declined to exercise its discretion under r.48(5)(d) because the bank was entitled to enforce the debtor's guarantee and other securities without first resorting to those securities and no injustice to the debtor was shown; accordingly the applic…