Hong Kong Case Law: Decisions & Judgments | LexChat

Hong Kong Case Law

Usury/interest rates
  • 3 Dec 2007

    TREASURE SPOT FINANCE CO LTD v. LI CHIK MING AND ANOTHER

    Citation
    TREASURE SPOT FINANCE CO LTD v. LI CHIK MING AND ANOTHER
    Court
    Court of First Instance
    Case number
    HCA5387/2001

    Applying the wide discretion in ss.18(3) and 22(2), and balancing the parties' relative statuses, the nature of the breaches and the statutory protective purpose, the court partially enforced the loans: the 1st Defendant was ordered to repay a specified sum representing amounts advanced to redeem prior mortgages (HKD 1,113,044) without interest and released from repayment of the remainder; the 2nd Defendant, having not defended, was held liable for the three loans with interest at 40% p.a. for one year then judgment rates; costs ordered so each party bears own in respect of disputes between P…