4 May 2025
Tan Kek Ong MSIG INSURANCE (MALAYSIA) BERHAD
- Citation
- DA-12B-21-06/2024 (Mahkamah Tinggi)
- Court
- High Court
- Case number
- DA-12B-21-06/2024 (Mahkamah Tinggi)
The High Court allowed the plaintiff's claim for the market value of the vehicle (RM77,000) because agreed policy documents (renewal certificate and market valuation) established that sum as both insured amount and market value; the loss of use claim was rejected because the policy expressly excluded such losses; the unauthorized removal entitled only nominal damages (RM1,000) as no actual loss was shown; the Sessions Court decision on the insurer's counterclaim was otherwise maintained.