23 Jul 2025
1. ) THERUMOORTHI A/L APPALANAIDU 2. ) ANJELAI DEVI A/P MANIAM 1. ) PUBLIC BANK BERHAD 2. ) AIA BERHAD
- Citation
- WA-22NCC-528-07/2023 (Mahkamah Tinggi)
- Court
- High Court
- Case number
- WA-22NCC-528-07/2023 (Mahkamah Tinggi)
The 2nd health question is not confined to the 6 months period; the deceased knowingly or recklessly misrepresented material prior medical conditions by answering 'No'; those facts were material to underwriting and, because the policy was in effect for less than two years, AIA validly repudiated and cancelled the policy from inception under Schedule 9 FSA; the plaintiffs' suit is dismissed with costs RM10000 subject to allocatur.