12 Dec 2025
Abu Talib Bin Baba Tokio Marine Insurans (M) Berhad
- Citation
- JB-12BNCvC-12-06/2025 (Mahkamah Tinggi)
- Court
- High Court
- Case number
- JB-12BNCvC-12-06/2025 (Mahkamah Tinggi)
Applying the Federal Court decision in Tirumeniyar, the court held the policy embodies two covers: the policyholder cover (to which the employment exclusion applies) and the authorized driver cover (to which the exclusion did not apply in respect of the deceased). Therefore the insurer is liable under the authorized driver cover and the Sessions Court declaration in favor of the insurer was set aside; insurer must satisfy the judgment and pay costs.