AMERICAN INTERNATIONAL ASSURANCE CO LTD v CHNG EONG CHIANG
- Citation
- AMERICAN INTERNATIONAL ASSURANCE CO LTD v CHNG EONG CHIANG
- Court
- Malaysian court
The High Court reversed the Sessions Court because the plaintiff failed to prove causation — medical evidence did not establish the fall as the cause of paralysis and the burden remained on the plaintiff — and, independently, the nine-month delay in submitting the claim (when the claimant's son was the insurer's agent) constituted a serious breach of the 90-day proof condition that prejudiced the insurer and relieved it of liability.