22 Sept 2023
Kunasegaran a/l Vadevelloo Berjaya Sompo Insurance Berhad
- Citation
- AB-12BNCvC-3-03/2021 (Mahkamah Tinggi)
- Court
- High Court
- Case number
- AB-12BNCvC-3-03/2021 (Mahkamah Tinggi)
Plaintiff failed to prove entitlement to policy proceeds on balance of probabilities because he knowingly omitted material facts and committed dishonest/reckless misrepresentations (failure to disclose other policies and the insured's lack of valid licence); insurers had complied with statutory pre-contractual notice obligations under Schedule 9 FSA 2013; the unlicensed riding and related breaches fell within policy exclusion clauses and Paragraph 15 of Schedule 9 permits insurers to avoid consumer insurance contracts for deliberate or reckless misrepresentation; s.114 adverse inference did n…