New Zealand Case Law: Decisions & Judgments | LexChat

New Zealand Case Law

Remoteness of loss
  • 3 Jul 2009

    WESTPAC NEW ZEALAND LIMITED V CLARK SC 67/2008

    Citation
    WESTPAC NEW ZEALAND LIMITED V CLARK SC 67/2008
    Court
    Supreme Court

    A registered mortgage, although it confers indefeasibility as to title, does not secure obligations arising under a separate unregistered forged loan agreement signed by an impostor unless the registered mortgage (read with any registered memorandum under s155A) unambiguously incorporates obligations of the registered proprietor; here the mortgage/memorandum addressed 'you' to the registered proprietor and did not incorporate the impostor's forged loan, so registration would have secured nothing and the solicitor's failure to register caused no recoverable loss.