Rwanda Case Law

MUSHIMIYIMANA v BRITAM

Court

High Court

Case number

RCA 00039/2022/HC/KIG

The insurer is not liable for compensation to persons injured while being carried in a vehicle in violation of the insurance contract and the law, where the breach (overloading) was intentional and known to the insured or their agent. The insurance policy covered only three passengers and third parties, not the 78 persons unlawfully carried. The appeal has no merit, and the lower court's decision stands.

Source excerpt

• Motor vehicle accident
• Insurance liability
• Third party insurance
• Breach of insurance contract
• Tort liability

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UWANYIRIGIRA v BRITAM

Court

High Court

Case number

RCA 00045/2022/HC/KIG

The High Court dismissed Uwanyirigira Donatha’s appeal, holding BRITAM was not liable for injuries caused by the insured vehicle’s intentional overloading.

• Insurance liability
• Tort liability
• Contractual obligations
• Overloading of vehicles
• Direct action against insurer
• Insurance-liability

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MANIRARORA v. RWANDA RUDNIKI LTD

Court

Court of Appeal

Case number

RS/INJUST/RC 00013/2021/CA

Court of Appeal held Rwanda Rudniki Ltd liable for a mine accident, allowed review for injustice in part, and awarded damages, insurer contribution, and legal costs.

• Work-related accidents
• Employer liability
• Tort liability
• Damages computation
• Insurance liability
• Procedural review

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RADIANT INSURANCE COMPANY LTD v DUSABIMANA

Court

Supreme Court

Case number

RS/INJUST/RC 00005/2021/SC

The Supreme Court recalculated damages for a damaged vehicle, distinguishing lost profit from loss of chance, and ordered restitution of overpaid sums.

• Tort liability
• Damages assessment
• Loss of profit
• Loss of chance
• Motor vehicle insurance
• Contractual evidence

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