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South Africa Case Law

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Banking And Finance [2025] ZANCT 13

Tofie v Maedimole and Another (NCT/287776/2023/165)

Tofie v Maedimole and Another (NCT/287776/2023/165) [2025] ZANCT 13 (7 April 2025)

The National Consumer Tribunal varied a consent order to replace an erroneous acceptance letter with the correct version, leaving the rest of the order unchanged.

  • National Credit Act
  • Debt Rearrangement
  • Consent Order Variation
  • Clearance Certificate
  • Enforcement Of Tribunal Orders
  • Consent-order-variation
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Administrative Law [2019] ZANCT 22

Swuhana v National Credit Regulator (NCT 96402/2017/59(1))

Swuhana v National Credit Regulator (NCT 96402/2017/59(1)) [2019] ZANCT 22 (13 March 2019)

The Tribunal set aside the deregistration of a debt counsellor, holding he was not subject to debt re-arrangement because he had withdrawn his debt review application before any court order.

  • National Credit Act
  • Debt Counsellor Deregistration
  • Review Of Administrative Action
  • Debt Rearrangement
  • Magistrates Court Procedure
  • Debt-counsellor-deregistration
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Banking And Finance [2018] ZANCT 50

Absa Bank Ltd v Sager and Others (NCT/108118/2018/165)

Absa Bank Ltd v Sager and Others (NCT/108118/2018/165) [2018] ZANCT 50 (31 July 2018)

The Tribunal rescinded a debt re-arrangement order after finding it had been sought on the basis of an erroneous ABSA acceptance letter and defaulted opposition.

  • National Credit Act Section 165
  • Rescission Of Order
  • Debt Rearrangement
  • Default Proceedings
  • National-credit-act
  • Rescission-of-order
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Banking And Finance [2018] ZANCT 74

Motor Finance Corporation (MFC), A Division of Nedbank Limited v Benay Sager and Others (NCT/105280/2018/165)

Motor Finance Corporation (MFC), A Division of Nedbank Limited v Benay Sager and Others (NCT/105280/2018/165) [2018] ZANCT 74 (13 June 2018)

The National Consumer Tribunal rescinded an earlier debt re-arrangement order after finding it had been granted in ignorance of MFC’s opposition.

  • National Credit Act
  • Debt Rearrangement
  • Rescission Of Order
  • Default Proceedings
  • Rescission-of-order
  • National-credit-act
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Banking And Finance [2018] ZANCT 7

Sager v Cokile and Others (NCT/75349/2017/138(1)(P))

Sager v Cokile and Others (NCT/75349/2017/138(1)(P)) [2018] ZANCT 7 (7 February 2018)

The National Consumer Tribunal varied a consent order to correct Nedbank Limited’s payment terms in a consumer debt rearrangement. No other terms changed.

  • Debt Rearrangement
  • National Credit Act
  • Consent Order Variation
  • Enforcement Of Tribunal Orders
  • Consent-order-variation
  • Debt-rearrangement
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Banking And Finance [2017] ZANCT 139

Nikiwe v Lewis and Another (NCT/86875/2017/165)

Nikiwe v Lewis and Another (NCT/86875/2017/165) [2017] ZANCT 139 (22 December 2017)

The Tribunal refused to rescind a consent order, holding that the applicant’s reasons did not show any error, ambiguity, omission, or common mistake under section 165.

  • Debt Rearrangement
  • Rescission Of Order
  • National Credit Act
  • Default Proceedings
  • Rescission-of-order
  • Consent-order
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Banking And Finance [2017] ZANCT 136

Sager v African Bank Limited and Others (NCT/88026/2017/165(1))

Sager v African Bank Limited and Others (NCT/88026/2017/165(1)) [2017] ZANCT 136 (8 November 2017)

The Tribunal dismissed an application to vary a consent order after no party appeared and it found no apparent basis for variation under section 165.

  • National Credit Act
  • Debt Rearrangement
  • Variation Of Order
  • Non Appearance
  • Consent Order
  • National-credit-act
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Banking And Finance [2017] ZANCT 119

Sager and Others v Absa Bank Limited and Others (NCT/75475/2017/138(1)(P))

Sager and Others v Absa Bank Limited and Others (NCT/75475/2017/138(1)(P)) [2017] ZANCT 119 (25 October 2017)

The Tribunal varied a consent order in a debt re-arrangement case to correct BMW Financial Services’ loan term to “linked to the prime interest rate.”

  • Debt Rearrangement
  • National Credit Act
  • Consent Order Variation
  • Interest Rate Terms
  • Debt-rearrangement
  • Consent-order-variation
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Banking And Finance [2017] ZANCT 85

Sager obo Jiyane and Another v Absa Bank Limited and Others (NCT/60170/2016/165(1)(P))

Sager obo Jiyane and Another v Absa Bank Limited and Others (NCT/60170/2016/165(1)(P)) [2017] ZANCT 85 (15 May 2017)

The National Consumer Tribunal varied a debt re-arrangement order to correct the consumers’ identity numbers and confirmed the payment structure as an order.

  • Debt Rearrangement
  • National Credit Act
  • Variation Of Order
  • Enforcement Of Tribunal Orders
  • Debt-rearrangement
  • National-credit-act
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Banking And Finance [2017] ZANCT 64

Wason and Another v Absa Bank Limited and Others (NCT/34680/2015/165(1)(P))

Wason and Another v Absa Bank Limited and Others (NCT/34680/2015/165(1)(P)) [2017] ZANCT 64 (15 May 2017)

The Tribunal varied a consent order to add the omitted debt counsellor’s name. No other substantive changes were made to the debt re-arrangement order.

  • Debt Rearrangement
  • National Credit Act
  • Consent Order Variation
  • Enforcement Of Tribunal Orders
  • Debt-rearrangement
  • National-credit-act
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.