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Banking And Finance [2025] ZANCT 38

National Credit Regulator v Nonies Legacy (Pty) Ltd t/a Nonies Legacy Cash Loans (NCT-384962-2025-57(1))

National Credit Regulator v Nonies Legacy (Pty) Ltd t/a Nonies Legacy Cash Loans (NCT-384962-2025-57(1)) [2025] ZANCT 38 (23 June 2025)

Court
National Consumer Tribunal
Case number
NCT-384962-2025-57(1)
Judges
MC Peenze, CJ Ntsoane, ZP Ntuli

The Tribunal found a credit provider repeatedly breached the National Credit Act, declared the conduct prohibited and reckless, cancelled registration, and imposed a R100,000 fine.

  • National Credit Act
  • Reckless Lending
  • Affordability Assessment
  • Administrative Fine
  • Credit Provider Registration
  • Consumer Protection
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Civil Procedure [2025] ZAGPJHC 567

ABSA Bank (Pty) Ltd v Xatasi (2024/052931)

ABSA Bank (Pty) Ltd v Xatasi (2024/052931) [2025] ZAGPJHC 567 (13 June 2025)

Court
South Gauteng High Court, Johannesburg
Case number
2024/052931
Judge
E Dreyer

The High Court upheld an exception because the plaintiff failed to plead a recognisable contractual cause of action against ABSA Bank.

  • Exception Procedure
  • Breach Of Contract
  • Pleading Requirements
  • Reckless Lending
  • Exception-procedure
  • Pleading-requirements
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Commercial And Corporate [2025] ZAGPPHC 619

BMW Financial Services South Africa (Pty) Ltd v Liebenberg (46375/2020)

BMW Financial Services South Africa (Pty) Ltd v Liebenberg (46375/2020) [2025] ZAGPPHC 619 (9 June 2025)

Court
North Gauteng High Court, Pretoria
Case number
46375/2020
Judge
N.N Bam

High Court judgment granting condonation and enforcing an instalment sale agreement, rejecting reckless lending and simulation defences.

  • Installment Sale Agreement
  • Reckless Lending
  • Condonation
  • Simulated Transaction
  • Costs Award
  • Reckless-lending
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Civil Procedure [2025] ZAGPJHC 603

ABSA Bank v Zwane (2024/052922)

ABSA Bank v Zwane (2024/052922) [2025] ZAGPJHC 603 (9 June 2025)

Court
South Gauteng High Court, Johannesburg
Case number
2024/052922
Judge
E Dreyer

The High Court upheld an exception to a poorly pleaded contract claim and struck out the particulars of claim for failing to disclose a cause of action.

  • Exception Procedure
  • Breach Of Contract
  • Pleading Requirements
  • Reckless Lending
  • Exception-procedure
  • Breach-of-contract
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Banking And Finance [2025] ZANCT 17

National Credit Regulator v Xue Cheng (Pty) Ltd Trading as Golden Sun Cash Loans (NCT/266895/2023/140(1))

National Credit Regulator v Xue Cheng (Pty) Ltd Trading as Golden Sun Cash Loans (NCT/266895/2023/140(1)) [2025] ZANCT 17 (29 April 2025)

Court
National Consumer Tribunal
Case number
NCT/266895/2023/140(1)
Judge
A Potwana

The Tribunal confirmed a settlement agreement as a consent order after the respondent admitted National Credit Act contraventions, including reckless lending and excessive fees.

  • National Credit Act
  • Reckless Lending
  • Prohibited Conduct
  • Administrative Fine
  • Settlement Agreement
  • National-credit-act
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Banking And Finance [2025] ZANCT 25

De Klerk and Another v Absa Bank Limited and Another (NCT/376411/2025/141(1)(b))

De Klerk and Another v Absa Bank Limited and Another (NCT/376411/2025/141(1)(b)) [2025] ZANCT 25 (22 April 2025)

Court
National Consumer Tribunal
Case number
NCT/376411/2025/141(1)(b)
Judges
Z Ntuli, MC Peenze, P Manzi-Ntshingila

The Tribunal refused leave to refer a reckless lending complaint, finding it time-barred under section 166 of the National Credit Act.

  • Reckless Lending
  • Affordability Assessment
  • Limitation Period
  • Leave To Refer
  • Consumer Credit
  • Reckless-lending
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Banking And Finance [2025] ZANCT 16

National Credit Regulator v F en H Cronje Finansiele Dienste (NCT/183247/2021/57(1))

National Credit Regulator v F en H Cronje Finansiele Dienste (NCT/183247/2021/57(1)) [2025] ZANCT 16 (16 April 2025)

Court
National Consumer Tribunal
Case number
NCT/183247/2021/57(1)
Judges
MC Peenze, A Potwana, N Maseti

The Tribunal confirmed a settlement agreement between the NCR and a credit provider as a consent order, with no costs order made.

  • National Credit Act
  • Reckless Lending
  • Affordability Assessment
  • Credit Provider Registration
  • Consent Order
  • National-credit-act
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Civil Procedure [2025] ZAGPPHC 310

Mudau v Standard Bank of South Africa Limited and Another (45056/2019)

Mudau v Standard Bank of South Africa Limited and Another (45056/2019) [2025] ZAGPPHC 310 (31 March 2025)

Court
North Gauteng High Court, Pretoria
Case number
45056/2019
Judge
N P Mali

High Court rescission application dismissed after finding service of summons and a section 129 notice were sufficient and no bona fide defence was shown.

  • Rescission Of Judgment
  • Service Of Process
  • National Credit Act
  • Reckless Lending
  • Default Judgment
  • Rescission-of-judgment
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Banking And Finance [2025] ZANCT 26

National Credit Regulator v K2014241715 (South Africa) Ltd t/a Quick Bucks Cash Loans (NCT/267093/2023/57(1))

National Credit Regulator v K2014241715 (South Africa) Ltd t/a Quick Bucks Cash Loans (NCT/267093/2023/57(1)) [2025] ZANCT 26 (28 March 2025)

Court
National Consumer Tribunal
Case number
NCT/267093/2023/57(1)
Judges
Z Ntuli, S Hockey, S Mbhele

The Tribunal found multiple National Credit Act breaches by a credit provider, declared the conduct prohibited and reckless, cancelled registration, and imposed a R20,000 fine.

  • National Credit Act
  • Reckless Lending
  • Affordability Assessment
  • Prohibited Advertising
  • Undisclosed Fees
  • Administrative Fine
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Civil Procedure [2025] ZAFSHC 86

Cronje and Others v Firstrand Bank Limited t/a First National Bank (3955/2019)

Cronje and Others v Firstrand Bank Limited t/a First National Bank (3955/2019) [2025] ZAFSHC 86 (5 March 2025)

Court
Free State High Court, Bloemfontein
Case number
3955/2019
Judge
Mpama

The High Court dismissed a Rule 21 application to compel further particulars, finding the requested information was mostly evidential and not strictly necessary for trial.

  • Uniform Rules Of Court Rule 21
  • National Credit Act
  • Reckless Lending
  • Affordability Assessment
  • Suretyship
  • Mortgage Bond Enforcement
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About this LexChat collection

South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.