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United Kingdom Case Law

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Competition law [2026] CAT 42

Merchant Interchange Fee Umbrella Proceedings

Merchant Interchange Fee Umbrella Proceedings [2026] CAT 42 (06 May 2026)

The Competition Appeal Tribunal held that MasterCard’s multilateral interchange fees restricted competition by effect and awarded damages to merchant claimants.

  • Interchange fees
  • Antitrust
  • Collective proceedings
  • Competition-law
  • Interchange-fees
  • Collective-proceedings
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Competition law [2026] CAT 39

Commercial and Interregional Card Claims I Limited ("CICC I") v Mastercard Incorporated & Others

Commercial and Interregional Card Claims I Limited ("CICC I") v Mastercard Incorporated & Others [2026] CAT 39 (29 April 2026)

The Competition Appeals Tribunal found Mastercard’s interchange fee arrangements breached UK competition law and certified collective proceedings for merchants and consumers.

  • Interchange fees
  • Collective proceedings
  • Market abuse
  • Competition-law
  • Interchange-fees
  • Collective-proceedings
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Competition law [2026] CAT 15

Commercial and Interregional Card Claims I Limited ("CICC I") v Mastercard Incorporated & Others

Commercial and Interregional Card Claims I Limited ("CICC I") v Mastercard Incorporated & Others [2026] CAT 15 (02 March 2026)

The Competition Appeals Tribunal certified collective proceedings brought by CICC I against Mastercard concerning interchange fee arrangements and alleged competition-law infringements.

  • Interchange fees
  • Collective proceedings
  • Abuse of dominance
  • Competition-law
  • Collective-proceedings
  • Interchange-fees
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Competition law [2026] CAT 11

Merchant Interchange Fee Umbrella Proceedings

Merchant Interchange Fee Umbrella Proceedings [2026] CAT 11 (18 February 2026)

The Tribunal held that Mastercard and Visa’s interchange fee arrangements were anti-competitive, awarding damages to merchant applicants, with quantum to be determined later.

  • Interchange fees
  • Antitrust
  • Umbrella proceedings
  • Interchange-fees
  • Umbrella-proceedings
  • Competition-law
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Competition law [2025] CAT 81

Merchant Interchange Fee Umbrella Proceedings

Merchant Interchange Fee Umbrella Proceedings [2025] CAT 81 (01 December 2025)

The Tribunal allowed the application, holding the interchange fee arrangements restrict competition and permitting collective proceedings to continue.

  • Interchange fees
  • Umbrella proceedings
  • Competition-law
  • Interchange-fees
  • Collective-proceedings
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Competition law [2025] CAT 79

Merchant Interchange Fee Umbrella Proceedings

Merchant Interchange Fee Umbrella Proceedings [2025] CAT 79 (24 November 2025)

The Competition Appeal Tribunal certified collective proceedings brought by merchants over Mastercard and Visa interchange fee arrangements and held the case should proceed to trial.

  • Interchange fees
  • Anticompetitive agreements
  • Collective proceedings
  • Competition-law
  • Interchange-fees
  • Collective-proceedings
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Competition law [2025] CAT 69

Merricks v Mastercard Incorporated & Ors

Merricks v Mastercard Incorporated & Ors [2025] CAT 69 (31 October 2025)

The Competition Appeal Tribunal certified collective proceedings brought by Walter Hugh Merricks CBE against Mastercard and held the case could proceed to a damages assessment.

  • Collective proceedings
  • Interchange fees
  • Consumer damages
  • Competition-law
  • Collective-proceedings
  • Consumer-damages
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Competition law [2025] CAT 37

(UM) Merchant Interchange Fee Umbrella Proceedings

(UM) Merchant Interchange Fee Umbrella Proceedings [2025] CAT 37 (27 June 2025)

The Competition Appeal Tribunal held that card-scheme interchange fees restricted competition and certified collective proceedings to continue on quantum and damages distribution.

  • Interchange fees
  • Collective proceedings
  • Antitrust
  • Competition-law
  • Interchange-fees
  • Collective-proceedings
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Competition law [2025] CAT 21

Walter Hugh Merricks CBE v Mastercard Incorporated and Others

Walter Hugh Merricks CBE v Mastercard Incorporated and Others [2025] CAT 21 (10 March 2025)

The Competition Appeal Tribunal certified collective proceedings by Walter Hugh Merricks CBE against Mastercard over alleged interchange fee overcharging and approved further case management directions.

  • Collective proceedings
  • Interchange fees
  • Consumer damages
  • Competition-law
  • Collective-proceedings
  • Interchange-fees
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Competition law [2025] CAT 1

Commercial and Interregional Card Claims I Ltd ("CICC I") v Mastercard Incorporated & Ors (Ruling (Revised CPO costs))

Commercial and Interregional Card Claims I Ltd ("CICC I") v Mastercard Incorporated & Ors (Ruling (Revised CPO costs)) [2025] CAT 1 (02 January 2025)

The Tribunal ordered Mastercard and the other respondents to pay the applicant’s costs of the revised collective proceedings order application, subject to detailed assessment if not agreed.

  • Collective proceedings order
  • Costs assessment
  • Interchange fees
  • Collective-proceedings-order
  • Costs-assessment
  • Competition-law
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United Kingdom decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.