25 Mar 2015
CITIBANK (HONG KONG) LTD v. CHOW PO SHAN
- Citation
- CITIBANK (HONG KONG) LTD v. CHOW PO SHAN
- Court
- District Court
- Case number
- DCCJ2243/2014
The judge found no real or bona fide defence: the defendant admitted issuance and use of the card and did not dispute the sum claimed in open court; defendant's claims of tacit agreement/estoppel and requirement for original documents failed as a matter of law; the Bills of Exchange Ordinance is inapplicable to credit card debt; plaintiff proved authority to collect under its card agreement; consequently summary judgment was justified and the counterclaim disclosed no reasonable cause of action and was struck out.