Rwanda Case Law

IMANZA Z'UBWISHINGIZI ZACIWE N'URUKIKO RW'IKIRENGA (Insurance digest Supreme Court 2025)

Court

Supreme Court

Permanent disability from a traffic accident entitles the victim to economic loss and career prejudice compensation regardless of whether employment or income was lost, provided the disability is medically certified. Career prejudice compensation is not limited to those who lost jobs but extends to anyone whose professional prospects are diminished by the injury. Dependency claims by adults require proof of actual support and need. For self-employed or informal workers, damages are calculated on net income or sector benchmarks. Compulsory motor insurance does not cover workplace accidents, wh…

Source excerpt

• Personal injury compensation
• Permanent disability
• Economic loss
• Career prejudice
• Funeral expenses
• Dependency claims

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UWANYIRIGIRA v BRITAM

Court

High Court

Case number

RCA 00045/2022/HC/KIG

The High Court dismissed Uwanyirigira Donatha’s appeal, holding BRITAM was not liable for injuries caused by the insured vehicle’s intentional overloading.

• Insurance liability
• Tort liability
• Contractual obligations
• Overloading of vehicles
• Direct action against insurer
• Insurance-liability

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MUSENGAMANA v SGF

Court

Supreme Court

Case number

RS/INJUST/RC 00019/2022/SC

The Supreme Court held that the claimant failed to prove the uninsured vehicle caused the accident, so SGF was not liable to pay compensation.

• Motor vehicle accident liability
• Compensation for injury
• Burden of proof
• Direct action against insurer
• Motor-vehicle-accident-liability
• Insurance-law

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