30 Jun 2025
CHAN YUK PING AGNES v. BRAVE SKY MORTGAGE LTD AND OTHERS
- Citation
- [2025] HKCFI 2665
- Court
- Court of First Instance
- Case number
- HCA451/2025
The borrower failed to raise any triable issue: contemporaneous conduct (regular repayments, exercising ownership, coherent communications, seeking extensions and inviting sale) contradicted claims of incapacity or duress; no evidence the mortgagee knew or ought to have known of incapacity or misrepresentation; the late medical/draft evidence was inadmissible and unjustified; accordingly mortgagee entitled to enforcement and the mirror-image HCA claims were struck out; costs awarded to respondents and summarily assessed despite pending bankruptcy petition.