Hong Kong Case Law: Decisions & Judgments

Topic

Legal charge (mortgage)

Legal area

Court

3 Dec 2025

FUBON BANK (HONG KONG) LTD v. BRIGHT IDEA PROMOTION LTD AND OTHERS

Citation

[2025] HKCA 1070
Court

Court of Appeal
Case number

CACV532/2024

The appeal is dismissed because the trial judge's finding that the alleged oral promise was not believable was supported by the contemporaneous email record and context and was not palpably wrong; the essential elements of promissory estoppel (clear and unequivocal promise and causative detriment) were not established on the affidavit evidence, so no triable issue arose and summary disposal was correct.
13 Oct 2023

FOREVER PROPERTY FINANCE COMPANY LTD v. BARRETTO, BERNICE MARY

Citation

[2023] HKCFI 2629
Court

Court of First Instance
Case number

HCA2189/2015

The court accepted the unchallenged plaintiff evidence, rejected the defendant's pleaded defences for lack of admissible supporting evidence and inconsistency with contemporaneous documents, held the contractual interest rates not extortionate, and entered judgment for the plaintiff for the stated sums, interest and vacant possession, with costs on a solicitor and own client basis nisi.
20 Nov 2020

CREDIT ONE FINANCE LTD v. LEUNG YING LOK AND ANOTHER

Citation

[2020] HKCFI 2919
Court

Court of First Instance
Case number

HCA3146/2016

The court accepted the contemporaneous identity verifications by plaintiff's staff and the bank, rejected the 2nd Defendant's account and handwriting expert evidence as unreliable, held the Loan Agreement and 2nd Legal Charge were valid and enforceable against the 2nd Defendant, and awarded the plaintiff the revised principal, unpaid instalments and contractual pre- and post-judgment interest at 24% p.a., dismissed the counterclaim and ordered vacant possession subject to conditions.
15 Mar 2000

WING HANG BANK LTD. v. CRYSTAL JET INTERNATIONAL LTD. AND OTHERS

Citation

WING HANG BANK LTD. v. CRYSTAL JET INTERNATIONAL LTD. AND OTHERS
Court

Court of First Instance
Case number

HCMP5014/1999

The appeal was dismissed because the strike-out application was misconceived: Order 88 jurisdiction can apply notwithstanding factual disputes on affidavits and the Master was correct to dismiss the strike-out and adjourn for further evidence and submissions; there was no basis to treat the Master's conduct as a refusal to direct continuation as if begun by writ.

Hong Kong Case Law

FUBON BANK (HONG KONG) LTD v. BRIGHT IDEA PROMOTION LTD AND OTHERS

FOREVER PROPERTY FINANCE COMPANY LTD v. BARRETTO, BERNICE MARY

CREDIT ONE FINANCE LTD v. LEUNG YING LOK AND ANOTHER

WING HANG BANK LTD. v. CRYSTAL JET INTERNATIONAL LTD. AND OTHERS