Hong Kong Case Law: Decisions & Judgments

Topic

Credit card agreement

Legal area

Court

22 Nov 2024

STANDARD CHARTERED BANK (HONG KONG) LTD 對 HUI KAM SHING

Citation

[2024] HKDC 1974
Court

District Court
Case number

DCCJ4366/2022

Plaintiff's contemporaneous account records and signed debt certificate, conclusive under the agreed contractual terms absent manifest error, established the debt; defendant's generalized denials and allegations were insufficiently particular or credible to raise a triable issue, therefore summary judgment was appropriate for the claimed amount with post‑judgment interest.
4 Feb 2019

THE BANK OF EAST ASIA LTD v. SHEK TANG HUI LAN

Citation

[2019] HKDC 73
Court

District Court
Case number

DCCJ1180/2016

Court accepted bank witnesses and recordings as complete and credible, found defendant knowingly agreed to a cash‑advance by raising her credit limit and was bound by the card and 'Good Use Money' plan terms; therefore default finance charges, late fees and accumulated interest under those terms were properly chargeable and the bank was entitled to judgment for the calculated sum and interest.
20 Nov 2012

DBS BANK (HONG KONG) LTD v. CHOW KAM WAH

Citation

DBS BANK (HONG KONG) LTD v. CHOW KAM WAH
Court

District Court
Case number

DCCJ4292/2010

There was no triable issue or arguable defence; the card was terminable and clause 5.5 entitled the bank to demand immediate repayment of the entire outstanding balance; there was no evidence of any binding agreement to suspend or vary payment obligations, therefore summary judgment for the plaintiff was warranted.

Hong Kong Case Law

STANDARD CHARTERED BANK (HONG KONG) LTD 對 HUI KAM SHING

THE BANK OF EAST ASIA LTD v. SHEK TANG HUI LAN

DBS BANK (HONG KONG) LTD v. CHOW KAM WAH